Medical Professionals

Your career started later, carries more debt, and comes with risks unique to medicine.

A career in medicine compresses your earning years and stretches your risk exposure - years of deferred income and student debt, a compensation structure that may shift between W-2 and K-1 as you move between employment and practice ownership, and an income level that closes off some of the simplest tax-advantaged planning tools while opening the door to more complex ones. Whether you are weighing employed versus private practice, deciding how to structure a buy-in, or simply trying to catch up on retirement savings after years of training, we can partner with you to build a plan that aligns with how your career actually works. We help physicians, dentists, and other medical professionals do this through:

Student Loan Repayment and PSLF Planning

Disability Income Protection Planning

Practice Entity and Compensation Planning

Financial Planning

Retirement Income Planning

Portfolio Optimization

Cash Balance and Defined Benefit Plan Design

Long-Term Care Planning

Risk Planning and Mitigation

Backdoor and Mega Backdoor Roth Planning

Roth Conversion Analysis and Planning

Tax Planning

Intentional planning for those who practice medicine

You have spent years training to care for others - but has your own financial plan kept pace? Do you know whether your student loan repayment strategy still makes sense given your career path? Is your disability coverage built around your specialty, or a generic policy that may not protect your true earning power? Are you structured - and insured - correctly for the practice model you are in today, and the one you may move to next?

Our wealth advisors understand the compensation structures, debt strategies, and elevated liability exposure unique to medical careers, and can help create and implement a plan you're confident in. Strategizing and planning in partnership with you is the essence of The Mile Marker FORMula™. We focus on what matters most to you and help guide your financial future through adaptable financial planning and a long-term relationship.

Get Started

Frequently Asked Questions

For physicians, dentists, and other medical professional clients, SRG Financial Advisors offers student loan repayment and PSLF planning, financial planning, cash balance and defined benefit plan design, backdoor and mega backdoor Roth planning, disability income protection planning, retirement income planning, long-term care planning, Roth conversion analysis and planning, practice entity and compensation planning, portfolio optimization, risk planning and mitigation, and tax-efficient planning.
Yes. Student loan repayment and PSLF (Public Service Loan Forgiveness) planning is one of the services SRG Financial Advisors offers to medical professional clients.
Yes. Disability income protection planning is one of the services SRG Financial Advisors offers to medical professionals, helping ensure coverage is built around a physician's specialty and true earning power rather than a generic policy.
Yes. Practice entity and compensation planning is one of the services SRG Financial Advisors offers to medical professionals weighing employed versus private practice or structuring a buy-in.
Yes. Backdoor and mega backdoor Roth planning is one of the services SRG Financial Advisors offers to medical professional clients, whose income level can close off some simpler tax-advantaged planning tools.
Yes. SRG Financial Advisors' wealth advisors say they understand the compensation structures, debt strategies, and elevated liability exposure unique to medical careers, including moving between W-2 employment and K-1 practice ownership.
Yes. SRG Financial Advisors partners with medical professionals to build a retirement savings plan around the compressed earning years and delayed start that come with a medical career, including retirement income planning and portfolio optimization.
Yes. Roth conversion analysis and planning is one of the services SRG Financial Advisors offers to medical professional clients.
Yes. Tax-efficient planning is one of the core services SRG Financial Advisors offers to medical professionals, alongside backdoor Roth planning and retirement plan design.
Yes. Long-term care planning is one of the services SRG Financial Advisors offers to medical professional clients.
SRG Financial Advisors understands that a medical career compresses earning years and stretches risk exposure — years of deferred income and student debt, compensation that shifts between W-2 and K-1, and income levels that close off simple tax-advantaged tools while opening the door to more complex ones.